Phrase Replacement Memory Based Questions For IBPS PO Pre

                       Today we are providing you some Phrase Replacement questions that are 
                                        helpful for your upcoming IBPS PO Pre examination.                                                   
                                                     Hope you will like it .All The Best!

In the following sentence, there is a part highlighted in bold. Replace the phrase with the most suitable 
option(s) given below them that will make the sentence grammatically and contextually correct.

1. It seemed like an ordinary piece of broken glass at first glance but on a closer examination Raya saw that it 
was holding captivated, all the colours of the rainbow and each of their various shades.

1. had captured within it

2. held captive

3. was entrapped

A -Only 2 and 3

B -Only 1 and 2

C -Only 2

D -Only 1

E -Only 3

Solution

The sentence talks about a piece of glass that, upon closer look, displayed all the colours of the rainbow. 
The phrase should contain a verb to convey the action of capturing something.

1 is correct because it conveys the meaning that the piece of glass had, metaphorically, trapped all the colours, 
enabling it to display them. 2 is correct because it conveys the meaning that the piece of glass had,
 metaphorically, held all the colours hostage within its structure.

3 is incorrect because it does not convey the meaning that the colours were entrapped in the glass, but that the 
piece of glass itself was trapped.

2. When I was quite young, I had mistakenly broken a flower vase but had been compelled by my conscience
 to own up to it and this honesty has gone me a long way over the years.

1. taken me places

2. highly appreciated me

3. gained me much apprehension

A -Only 1

B -Only 1 and 2

C -Only 2 and 3

D -Only 1 and 3

E -Only 2

Solution

The sentence talks about an act of honesty has stayed with the speaker throughout their life and this policy 
has enabled them to gain success over the years. The phrase should contain the perfect tense of a suitable
verb in order to be consistent with the rest of the sentence, but it should be in the present perfect tense 
because of the word HAS.

(a) is correct because it conveys the meaning that the policy of honesty has helped the speaker gain success 
in life.

2 is incorrect because HONESTY cannot appreciate the speaker. 3 is incorrect because the word 
APPREHENSION means nervousness and uncertainty, which conveys an incorrect meaning.

In the following sentence, there is a part highlighted in bold. Replace the phrase with the most suitable 
option(s) given below them that will make the sentence grammatically and contextually correct.

3. In his mellow yet at times assertive nature, he is taking on his mother and her sisters.

1. Has taken along

2. takes after

3. has been taking upon

A -Only 2

B -Only 1 and 2

C -Only 3

D -Only 2 and 3

E -All 1, 2 and 3

Solution

The sentence talks about how the subject has followed in his mother and aunts’ footsteps in displaying a 
calmyet firm nature. The phrase should contain the simple present or the present perfect tense of the verb 
TAKE.

2 is correct because it conveys the meaning that the subject’s nature and temperament resemble that of his
mother’s and aunts’.

1 is incorrect because TAKEN ALONG means to literally and physically take someone else with them to a
particular location, which does not convey the required meaning. 3 is incorrect because to TAKE UPON 
means to shoulder the responsibility of something, which does not convey the required meaning.

4. The youngster was led askewed by a corrupt gang that used him to do their dirty work.

1. was led astray

2. had been ill-influenced

3. was partook of crimes

A -Only 2 and 3

B -Only 1 and 3

C -Only 2

D -Only 1

E -Only 3

Solution

The sentence talks about a young person being led onto the wrong path by a gang of corrupt people. The 
phrase should contain the verb WAS, to be consistent with the simple past tense of the rest of the sentence. 
This should be followed by an action verb in the simple past tense.

1 is correct because it conveys the meaning that the youngster was led away from the correct path.

2 is incorrect because the past perfect tense HAD BEEN is not consistent with the simple past tense of the 
rest of the sentence. 3 is incorrect because WAS PARTOOK is an incorrect phrase as both verbs are in the 
simple past tense. Moreover, it does not convey the required meaning.The youngster was led askewed by a 
corrupt gang that used him to do their dirty work.

1. was led astray

2. had been ill-influenced

3. was partook of crimes

A -Only 2 and 3
B -Only 1 and 3

C -Only 2

D -Only 1

E -Only 3

Solution

The sentence talks about a young person being led onto the wrong path by a gang of corrupt people. The 
phrase should contain the verb WAS, to be consistent with the simple past tense of the rest of the sentence. 
This should be followed by an action verb in the simple past tense.

1 is correct because it conveys the meaning that the youngster was led away from the correct path.

2 is incorrect because the past perfect tense HAD BEEN is not consistent with the simple past tense of the 
rest of the sentence. 3 is incorrect because WAS PARTOOK is an incorrect phrase as both verbs are in the 
simple past tense. Moreover, it does not convey the required meaning.

5. Several books and films today draw inspiration from William Shakespeare’s Hamlet because of its 
exploration of character in psychological view and vivid imagery.

1. a character’s psyche

2. character from a psychological viewpoint

3. characters’ psychological minds

A -Only 3

B -Only 1 and 2

C -Only 2 and 3

D -Only 1 and 2

E -Only 2

Solution

The sentence talks about William Shakespeare’s Hamlet as an inspirational piece of work due to the 
psychological exploration of the characters and vivid imagery. The phrase should contain a noun, that is, the 
subject because of the preceding preposition OF. It should also contain an adverb to qualify the approach to 
the subject.

1 is correct because it conveys the meaning that the text probes a character’s mind. 2 is correct because it 
conveys the meaning that the text looks at characters from a psychological perspective.

3 is incorrect because PSYCHOLOGICAL MINDS is an incorrect phrase – one’s mind cannot be described 
as psychological.

Banking and Financial Awareness week 1 March 2019

1. AIIB approved USD 455 Million loan for the Andhra Pradesh Rural Roads Project

• Its objective is to improve road transport connectivity in previously unserved communities by providing them with all weather rural roads in all 13 Districts of Andhra Pradesh.
• This is the third project in Andhra Pradesh signed by AIIB after the projects in Power sector and Water sector.

2. DCB Bank has launched Open Banking Platform for next generation banking solutions

• It will provide seamless integration of banking services by improving the existing banking technology infrastructure and at the same time it will also meet the growing demand for innovative solutions from new-age customers.

3. RBI have bundled NBFCs into a single type to offer operational flexibility

• RBI as announced in last bi-monthly policy decided to create a single categoryfor the NBFCs (non-banking financial companies) by bundling their present three-tier structure.
• The step has been undertaken to provide greater operational flexibility to the NBFCs, reducing the number of categories into which they are divided, on the principle of regulation by activity and not regulation by entity.

4. Reserve Bank India has formalised USD 75-billion swap pact with Bank of Japan

• The pact would act as a cushion against any sharp swings in the local currency whenever the international financial markets turn volatile.
• It will enable availability of USD 75-billion in foreign capital for use as and when the need arises, bringing greater stability to the foreign exchange and capital markets in India
• It will also serve as a second line of defence as India has about USD 398 billion foreign exchange reserves to cushion sudden dollar outflows.
• The BSA would provide an access of 75 billion US dollars to India whereas the earlier BSA had provided for USD 50 billion.
• It will be effective from February 28, 2019.
• With this BSA, India can access the agreed amount of USD 75 billion for its domestic currency, for the purpose of maintaining an appropriate level of balance of payments or short-term liquidity.

5. Rs 300 crore Women’s Livelihood Bond has been launched by World Bank, UN and SIDBI

• It will enable individual women entrepreneurs in sectors like food processing, agriculture, services and small units to borrow around Rs 50,000 to Rs 3 lakh at an annual interest rate of around 13% to 14% or less and have a tenure of 5 years.
• Thus they will be unsecured, unlisted bonds and offer fixed coupon rate of 3% per annum to bond investors.

6. Bank of Baroda have joined hands with German KfW for USD 130m to refinance solar units

• It will refinance the solar projects at a cost of 113 million USD.
• The tie-up is part of an Indo-German Solar Energy Partnership which was signed in 2015.
• The KfW which formerly was known as KfW Bankengruppe (banking group) and is a German government-owned development bank with headquarters in Frankfurt.

7. RBI has extended KYC deadline for digital wallets by six months

• Earlier they were asked to complete their KYC process by the end of February, 2019.
• Now an additional time of 6 months has been provided because of difficulties in undertaking Aadhaar e-KYC and time necessary to put in place other systems for completing the KYC process.

8. Three banks namely Corporation bank, Allahabad Bank and Dhanlaxmi bank are out of PCA framework

• The Board for Financial Supervision (BFS) of the Reserve Bank of India has removed 2 public sector banks- Corporation Bank and Allahabad Bank and 1 private sector bank – Dhanlaxmi Bank from PCA (Prompt Corrective Action) framework.
• Allahabad Bank and Corporation Bank had received Rs 6,896 crore and Rs 9,086 crore respectively which led to increase in their capital funds and also increased their loan loss provision.
• Dhanlaxmi bank was found to be not breaching any of the risk threshold of the PCA Framework, hence was removed out of the PCA Framework.

9. RBI will infuse Rs. 37,500 Crore into the system through OMO

• The infusion will be made through three auctions of Rs 125 billion each during the 2nd, 3rd and 4th week. The aggregate amount auctioned will be Rs 375 billion.

10. PNB has been ranked as the highest in implementation of ‘Reforms agenda’

• The index measured Banks on 140 objective metrics across 6 themes including customer responsiveness, credit off-take and digitalization.
• The EASE (Enhanced Access and Service Excellence) report has shown significant enhancement in PSB performance on the back of Government’s 4R’s strategy- recognition, recovery, recapitalisation and reforms.

11. Zimbabwe has started trading new currency RTGS dollar

• The new currency has replaced electronic bank savings called digital dollars and the bond notes.
• It has been started as a measure to try and resolve a chronic monetary crisis.

12. Centre and Asian Development Bank has signed USD 926 million loan agreement to operationalize two lines of Mumbai Metro Rail System

• It is the single largest infrastructure project loan in ADB histroy approved by ADB board.
• When operational in 2022, it is estimated that 2 million passengers a day will use the two new lines.

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SPOTTING ERROR

Directions(Q.1-15): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error if any, will be in one part of the sentence. The number of that part is the answer. If there is “No error” the answer is ‘5’.(Ignore errors of punctuation if any.) 

1. The couple’s work in 1)/ upgrading rural technicians 2)/ has set a benchmarking 3)/ for future generations. 4)/ No errors 5)

 2. It has taking almost 1)/ a year for India 2)/ to let its pessimism 3)/ translate into fewer jobs. 4)/ No errors 5) 

3. The city needs an airport 1)/ that can efficiently manage 2)/ a constantly flow of 3)/ passengers and flights. 4)/ No errors 5) 

4. This group of 1)/ rural achievers is very 2)/ different than the 3)/ ones in the past. 4)/ No error 5). 

5. The government has announced 1)/ plans to creating 2)/ one million new 3)/training places. 4)/ No error 5)

 6. The argument assumes that 1)/early detection of the disease 2)/will lead to an immediate drop in 3)/ the mortality rating from this disease. 4)/ No error 5). 

7. The two most important numbers 1)/ which the mandarins of an 2)/ economy have to watch 3)/ are inflation and unemployment. 4)/ No error 5).

 8.Wintnessed the young soldier’s ability 1)/ to repeatedly hit bull’s eye at 2)/ arms training,instructors pushed him 3)/ to participate in the Army marksmanship competition. 4)/ No error 5). 

9. It is all well known that 1)/ women are generally in favour of 2)/ light topics like jokes and expressions 3)/ that causing laughter all around . 4)/ No error 5). 

10. The evening breeze1)/ won’t carrying the poetry 2)/ of peace beyond 3)/ the school building . 4)/ No error 5). 

11. We are bring in the idea that 1)/ European rehabilitation focussed 2)/ on a multi-disciplinary approach 3)/ towards chronic pain. 4)/ No error 5). 

12. If parents are able to 1)/ get their children into schools 2)/ that are far away, the 3)/ next challenge is transportation. 4)/ No error 5). 

13. The perception of others 1)/ particularly family members 2)/ changed when he 3)/ qualified on a government job. 4)/ No error 5). 

14. Every house should 1)/ have the device as it 2)/ protects people from a 3)/ common household disaster . 4)/ No error 5). 

15. Automated baggage handling systems are 1)/ ensuring that on the time passengers 2)/ are out of the plane their 3)/ baggage is already waiting for them . 4)/ No error 5).

ANSWER

1. 3; Replace ‘ benchmarking ’ with ‘benchmark’ 

2. 1; Replace ‘ taking’ with ‘taken ’

 3. 3; Replace ‘ constantly’ with ‘constant’ 

4. 3; Replace ‘ than’ with ‘ from’

 5. 2; Replace ‘ creating’ with ‘ create’

 6. 4; Replace ‘ rating’ with ‘ rate’ 

7. 5  No error

8. 1; Replace ‘ witnessed’ with ‘ having witnessed’ 

9. 4; Replace ‘ causing’ with ‘ cause’ 

10. 2; Infinitive without ‘ to’ follows wouldn’t/shouldn’t 

11. 1; Replace ‘ bring’ with ‘ bringing’ 

12. 5; No error 

13. 4; Replace ‘ on’ with ‘ for’ 

14. 5; No error 

15. 2; Replace ‘ on’ with ‘ at’ 

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